Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree.

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By Steve Hoover Given the situation our world is in right now, volatile sounds like a massive understatement. In the midst of social distancing, job instability, and alarming headlines, it’s expected to ask questions such as, “Am I going to be all right?” and “How will this affect me?” These questions most likely reference our…

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A recent survey reveals that more than half of today’s employees are pessimistic about their future retirements. In fact, the majority of workers feel they’ll have a worse retirement than their parents. Steve will discuss this on today’s show and talk about the reasoning behind this negative outlook.

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A lot of things in the financial landscape have an “it depends” resolution. It can be frustrating when things are so fluid and vary person to person. So, let’s discuss some financial truths that we can state with confidence and see what we can learn from them.

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By Steve Hoover Do you have a 401(k)? Maybe a better question is: Do you know how your 401(k) works? If you’re like 63% of Americans, this common retirement plan completely confuses you. (1) But don’t go sticking your head in the sand! Your retirement and how you save for it are too important to…

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By Steve Hoover How many times have you felt stuck when trying to make a financial decision? You want to make the best decisions for your money. But so much of the information out there is cookie-cutter, contradictory, and downright overwhelming. Don’t you wish you had a way to design a plan with clear steps…

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