Posts by Steve Hoover
Should You Be Wary Of Some Of Dave Ramsey’s Advice?
Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree.
Read MoreDo Your Friends Or Family Need Financial Guidance? We’re Here To Help!
By Steve Hoover Things are changing quickly these days. Every time there is a White House briefing or a state governor takes the mic, we brace ourselves for updates—updates that impact our daily lives in a significant way. To say this is stressful is an understatement! But just because life is going to look different…
Read MoreCoronavirus Update Mid April
Time for an update on where we stand with the markets, the economy, and retirement planning as it relates to the Coronavirus pandemic.
Read More4 Things To Do In A Volatile Market
By Steve Hoover Given the situation our world is in right now, volatile sounds like a massive understatement. In the midst of social distancing, job instability, and alarming headlines, it’s expected to ask questions such as, “Am I going to be all right?” and “How will this affect me?” These questions most likely reference our…
Read MoreA Worse Retirement
A recent survey reveals that more than half of today’s employees are pessimistic about their future retirements. In fact, the majority of workers feel they’ll have a worse retirement than their parents. Steve will discuss this on today’s show and talk about the reasoning behind this negative outlook.
Read MoreSolid Financial Truths
A lot of things in the financial landscape have an “it depends” resolution. It can be frustrating when things are so fluid and vary person to person. So, let’s discuss some financial truths that we can state with confidence and see what we can learn from them.
Read MoreHow Much Risk Is In Your 401(k)?
By Steve Hoover Do you have a 401(k)? Maybe a better question is: Do you know how your 401(k) works? If you’re like 63% of Americans, this common retirement plan completely confuses you. (1) But don’t go sticking your head in the sand! Your retirement and how you save for it are too important to…
Read MoreEverything You Need To Know About Roth Conversions
The idea of a Roth conversion is intriguing to a lot of people, and for some people it can be a great strategy to enact. Let’s explore the concept…
Read MoreWhat We Do And How We Can Help
By Steve Hoover How many times have you felt stuck when trying to make a financial decision? You want to make the best decisions for your money. But so much of the information out there is cookie-cutter, contradictory, and downright overwhelming. Don’t you wish you had a way to design a plan with clear steps…
Read MoreHow To Account For Emotions In Your Financial Plan
Most people like to think that they always make decisions based on logic and facts, but the truth is that emotions usually play a role for all of us in the decision-making process…
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