Steve Hoover Logo 1400 72dpi

The Retirement Pilot Podcast

You are now free to move about retirement...

The Difficulty Of Financial Planning After The Death Of A Spouse

By Steve Hoover | Jul 23, 2020

It is a life event that can be one of the most difficult things to go through both emotionally and financially. When one spouse dies, the remaining spouse is left to wrestle with a mountain of questions and choices. And although it’s difficult to discuss, proper planning can help make it easier to transition through this major life event. Let’s explore what someone should do in the event of a spouse’s passing, but also some of the pre-planning that can take place.

Listen Now

What Mark Twain Can Teach Us About Money

By Steve Hoover | Jul 2, 2020

What can we learn about money by exploring some quotes from the great Mark Twain?

Listen Now

Traditional IRA vs. Roth IRA

By Steve Hoover | Jun 18, 2020

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine what’s best for you.

Listen Now

Financial “Strategies” That Just Don’t Work

By Steve Hoover | Jun 4, 2020

Let’s talk about some financial planning “strategies” that don’t really work (even though some people, including some financial advisors, believe in them).

Listen Now

Should You Be Wary Of Some Of Dave Ramsey’s Advice?

By Steve Hoover | May 21, 2020

Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree.

Listen Now

Coronavirus Update Mid April

By Steve Hoover | Apr 23, 2020

Time for an update on where we stand with the markets, the economy, and retirement planning as it relates to the Coronavirus pandemic.

Listen Now

A Worse Retirement

By Steve Hoover | Apr 2, 2020

A recent survey reveals that more than half of today’s employees are pessimistic about their future retirements. In fact, the majority of workers feel they’ll have a worse retirement than their parents. Steve will discuss this on today’s show and talk about the reasoning behind this negative outlook.

Listen Now

Solid Financial Truths

By Steve Hoover | Mar 19, 2020

A lot of things in the financial landscape have an “it depends” resolution. It can be frustrating when things are so fluid and vary person to person. So, let’s discuss some financial truths that we can state with confidence and see what we can learn from them.

Listen Now

Everything You Need To Know About Roth Conversions

By Steve Hoover | Mar 5, 2020

The idea of a Roth conversion is intriguing to a lot of people, and for some people it can be a great strategy to enact. Let’s explore the concept…

Listen Now

How To Account For Emotions In Your Financial Plan

By Steve Hoover | Feb 20, 2020

Most people like to think that they always make decisions based on logic and facts, but the truth is that emotions usually play a role for all of us in the decision-making process…

Listen Now

Where To Find Bias In Financial Media

By Steve Hoover | Feb 6, 2020

It’s always good to keep yourself up to date with what’s going on in the financial world. But it’s also important to understand that the information you get from the media isn’t completely unbiased. Let’s talk about some of the problems with the financial media…

Listen Now

Lies You Learn In Broker School

By Steve Hoover | Jan 16, 2020

A lot of financial professionals say things that just aren’t true. And it’s not that they’re intentionally trying to mislead, it’s just that they’ve been trained to use certain talking points, which they might even believe to be true themselves. Let’s talk about the statements you should be cautious of if you hear them from a financial advisor…

Listen Now

The Ins & Outs Of Mutual Funds

By Steve Hoover | Jan 2, 2020

Mutual funds have long been the most popular way for people to invest, but is that landscape changing?

Listen Now

Which Excuses Keep You From Retiring?

By Steve Hoover | Dec 19, 2019

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So let’s explore some of the possible meanings behind the statement, “I don’t want to retire.”

Listen Now

Avoiding Critical Estate Planning Mistakes

By Steve Hoover | Dec 5, 2019

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes.

Listen Now

Sabotaging Your Own Retirement

By Steve Hoover | Nov 21, 2019

With all of the things in the financial world that you can’t control, why would you sabotage your own retirement by messing up the things you can control? Let’s discuss some ways that people sabotage their own financial health.

Listen Now

How To Live A Retirement Without Regret

By Steve Hoover | Nov 7, 2019

Simple mistakes can sometimes lead to larger regrets in retirement. On today’s show, we’ll explore some of the things you can do to avoid living with regret in retirement.

Listen Now

The Variables That Shape Your Retirement Plan

By Steve Hoover | Oct 17, 2019

If the variables were the same for everybody, retirement planning would be much simpler. But the fact that everybody is different is what makes it fun. On today’s show, we’ll explain why answers to some of retirement’s critical questions vary from person to person.

Listen Now

What Flying Teaches Us About Retirement

By Steve Hoover | Oct 3, 2019

Today’s Flight Plan: There are some important lessons that flying can teach us about retirement planning. Since Steve is a pilot, we thought it would be interesting to see how he can find similarities between both of his professions. Click the play button to listen to this episode… Explore More Episodes: Check out more episodes…

Listen Now

Responsible Savers

By Steve Hoover | Sep 19, 2019

Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life. Let’s talk about some of the missteps that even responsible savers can make…

Listen Now