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The Retirement Pilot Podcast

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Should You Be Wary Of Some Of Dave Ramsey’s Advice?

By Steve Hoover | May 21, 2020

Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree.

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Coronavirus Update Mid April

By Steve Hoover | Apr 23, 2020

Time for an update on where we stand with the markets, the economy, and retirement planning as it relates to the Coronavirus pandemic.

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A Worse Retirement

By Steve Hoover | Apr 2, 2020

A recent survey reveals that more than half of today’s employees are pessimistic about their future retirements. In fact, the majority of workers feel they’ll have a worse retirement than their parents. Steve will discuss this on today’s show and talk about the reasoning behind this negative outlook.

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Solid Financial Truths

By Steve Hoover | Mar 19, 2020

A lot of things in the financial landscape have an “it depends” resolution. It can be frustrating when things are so fluid and vary person to person. So, let’s discuss some financial truths that we can state with confidence and see what we can learn from them.

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Everything You Need To Know About Roth Conversions

By Steve Hoover | Mar 5, 2020

The idea of a Roth conversion is intriguing to a lot of people, and for some people it can be a great strategy to enact. Let’s explore the concept…

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How To Account For Emotions In Your Financial Plan

By Steve Hoover | Feb 20, 2020

Most people like to think that they always make decisions based on logic and facts, but the truth is that emotions usually play a role for all of us in the decision-making process…

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Where To Find Bias In Financial Media

By Steve Hoover | Feb 6, 2020

It’s always good to keep yourself up to date with what’s going on in the financial world. But it’s also important to understand that the information you get from the media isn’t completely unbiased. Let’s talk about some of the problems with the financial media…

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Lies You Learn In Broker School

By Steve Hoover | Jan 16, 2020

A lot of financial professionals say things that just aren’t true. And it’s not that they’re intentionally trying to mislead, it’s just that they’ve been trained to use certain talking points, which they might even believe to be true themselves. Let’s talk about the statements you should be cautious of if you hear them from a financial advisor…

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The Ins & Outs Of Mutual Funds

By Steve Hoover | Jan 2, 2020

Mutual funds have long been the most popular way for people to invest, but is that landscape changing?

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Which Excuses Keep You From Retiring?

By Steve Hoover | Dec 19, 2019

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So let’s explore some of the possible meanings behind the statement, “I don’t want to retire.”

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Avoiding Critical Estate Planning Mistakes

By Steve Hoover | Dec 5, 2019

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes.

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Sabotaging Your Own Retirement

By Steve Hoover | Nov 21, 2019

With all of the things in the financial world that you can’t control, why would you sabotage your own retirement by messing up the things you can control? Let’s discuss some ways that people sabotage their own financial health.

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How To Live A Retirement Without Regret

By Steve Hoover | Nov 7, 2019

Simple mistakes can sometimes lead to larger regrets in retirement. On today’s show, we’ll explore some of the things you can do to avoid living with regret in retirement.

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The Variables That Shape Your Retirement Plan

By Steve Hoover | Oct 17, 2019

If the variables were the same for everybody, retirement planning would be much simpler. But the fact that everybody is different is what makes it fun. On today’s show, we’ll explain why answers to some of retirement’s critical questions vary from person to person.

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What Flying Teaches Us About Retirement

By Steve Hoover | Oct 3, 2019

Today’s Flight Plan: There are some important lessons that flying can teach us about retirement planning. Since Steve is a pilot, we thought it would be interesting to see how he can find similarities between both of his professions. Click the play button to listen to this episode… Explore More Episodes: Check out more episodes…

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Responsible Savers

By Steve Hoover | Sep 19, 2019

Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life. Let’s talk about some of the missteps that even responsible savers can make…

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Busting The Biggest Financial Myths

By Steve Hoover | Sep 5, 2019

Today’s Flight Plan: Today’s episode is simple. We’ll look at some of the most widely believed financial myths and try to bust them wide open. The scary thing is that a lot of people base their financial plans on some of these myths. Don’t be like that. Click the play button to listen to this…

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Why Are You Making Excuses For Sticking With The Wrong Advisor?

By Steve Hoover | Aug 15, 2019

Very often we see a broker or advisor who’s doing a less than stellar job, but folks continue to work with him or her simply because they feel that he or she is a nice guy/gal. Let’s talk about the ridiculousness of actual statements we’ve heard from clients and why it’s important for people to get help and advice that they really need, instead of just maintaining a relationship for strictly personal reasons…

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You Need To Avoid These Portfolio Disasters

By Steve Hoover | Aug 1, 2019

Today’s Flight Plan: Between wildfires, hurricanes, tornados and floods, there’s always a natural disaster making news headlines. And while life and limb aren’t at stake when it comes to your portfolio, experiencing a financial disaster can still have a catastrophic effect on your life in retirement. Let’s discuss some portfolio disasters that we’ve seen and…

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What Does Financial Security Mean To You?

By Steve Hoover | Jul 18, 2019

Today’s Flight Plan: “Financial Security” might mean different things to different people, but for nearly everyone, making sure that they achieve their own definition of security is the most important part of their retirement plan. So, how do you define financial security? On today’s show, we’ll cover some of the popular responses we hear from…

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